TERMS OF USE

(Last update: 21.10.2024)

FINANCIAL FREEDOM ACADEMY, whose main expert and ambassador is Oleksandr Orlovskyi, offers products and services provided byIT Brains LLC, which is registered under the laws of the United States, registration number L23000138051, address: 2200 Sole Mia Sq Lane, North Miami, FL, USA, 33181 (hereinafter also referred to as the "Company", "we", "our"). These Terms of Use (hereinafter also referred to as the “Terms”) regulate the relationship regarding the provision to you (hereinafter referred to as the “User”, “you”, “your”) of access to the products and services (hereinafter referred to as the “Services”) offered to you through including, but not limited to, the website: orlovskiy.com (including any affiliated websites, subdomains and localized versions in other languages) (hereinafter also collectively referred to as the “Site”) and any other media form, media channel or otherwise offered to you by us.

Please read these Terms carefully as they affect your legal rights and obligations.

By using our Services or any other related products, you acknowledge that you have read, understood and agree to be bound by these Terms, including the Privacy Policy, Cookies Policy, Refund Policy and other documents incorporated into these Terms by reference.

If you do not agree with any of the provisions of these Terms, please refrain from using our Services, products or any other aspect of our business.

DEFINITION

In this document, the following terms are used with the following meanings:

Terms mean these terms of use, together with all agreements and documents incorporated by reference, subject to changes that may be made by us from time to time.

Platform means the Internet resources owned by us or our licensors located on the global Internet at: orlovskiy.com (including any affiliated websites, subdomains and localized versions in other languages) and any other media formats and channels that provide you access to our Services.

Bot means an automated account in the Telegram messenger that functions on the basis of a special application programming interface (API) and provides automated processing of requests, providing information and assisting you in obtaining the Services.

Services mean the set of services provided to you, which may include, but is not limited to, providing temporary access to paid and free trainings, seminars and conferences held in the format of webinars or online broadcasts, the Course, thematic information channels on third-party platforms Discord, Telegram and other types of licensed content.

Course means a set of licensed content owned by us, which includes information materials developed on the basis of author's methods, electronic versions of video recordings of classes, text works, images and other materials that form thematically related and structured information blocks and within which you will be introduced to the conclusions, ideas, assumptions, opinions, evaluative judgments, theories of authors, speakers.

Educational platform means a separate educational platform for providing Services to the User who has paid the full or partial cost of the Services, access to which is provided using the technical capabilities of such an educational platform.

Curator means a representative of the Company who provides organizational support and helps you in the process of receiving the Services, in particular, taking the Course directly.

Manager means a representative of the Company, responsible for technical support, consulting on the provision of Services.

Tariff means a package of services provided within the scope of access to the Course, which differs in the scope of services and the corresponding cost. Each Tariff determines the level of access to licensed content and additional features.

Personalized Link means a personalized link that allows you to access the Service online.

Intellectual property means the totality of the results of creative activity, which are protected in accordance with the legislation on intellectual property and became available to you when you received the Services or were provided by us in any other way. Intellectual property objects include all paid and free trainings, seminars, conferences held in the format of webinars or online broadcasts, information materials, electronic versions of video recordings of classes, text works, images, graphic elements, content, design, information, drawings, animation, as well as any service and product names, logos, trademarks, trade names and other marks that reflect the uniqueness of our content.

User Content means any content, information or materials posted, created or provided by you while using the Services.

Third-Party Content means any content, information and materials provided by third parties or obtained from third-party sources, including but not limited to: (i) descriptions of, links to, or elements of third-party services; (ii) third-party advertising materials and other data; (iii) third-party websites and resources and links to them; (iv) any information obtained from third-party sources.

Third-Party Services mean any third-party services, materials, and solutions.

Dispute means any dispute, claim, suit, action, cause of action, demand or proceeding.

Unless the context otherwise requires, a reference to one gender includes a reference to the other genders; words in the singular include the plural, and in the plural - the singular; any words following the terms "including", "in particular", "for example", "including but not limited to" or any similar expressions shall be construed as illustrative and not limiting of the meaning of the words, description, definition, a phrase or term preceding these terms; section headings do not affect the interpretation of these Terms.

GENERAL PROVISIONS

These Terms constitute a legally binding agreement between you and us.

These Terms apply to all Services, products, tools, materials, information, texts and other content provided by us, without exception.

By submitting an application for free Services, paying for paid Services, confirming your agreement to these Terms by ticking the appropriate box or otherwise using our Services, you: (i) confirm that you have read these Terms, understand their content and unconditionally agree to all provisions of these Terms and documents incorporated by reference (such as the Privacy Policy, Cookies Policy, Refund Policy and other relevant agreements and notices), which together form a legally binding agreement between you and us; (ii) agree to comply with all obligations set forth in these Terms; (iii) represent and warrant that you have the legal authority and legal basis to enter into this agreement; (iv) confirm that you are of legal age to enter into legally binding agreements under applicable law.

The provisions of these Terms remain in effect during the entire period when you use our Services or other products, tools, materials, information obtained in connection with the use of our Services.

If you do not accept or do not wish to be bound by these Terms, you must immediately stop using the Services or any other products, tools or materials we provide.

We reserve the right, at our sole discretion, to change, modify, update or revise any provision of these Terms. We will notify you of any such changes by posting an updated version of the Terms with the relevant "Last Update" date at the top of this document. We may also, but are not obliged to, additionally notify you of changes by sending a notice to your e-mail address. Unless otherwise specified, changes are effective immediately upon their publication.

If you do not agree to any changes to the Terms, you must immediately stop using the Services and other aspects of our business. Continued use of the Services after the publication of the updated version of the Terms is considered your agreement to the new provisions of the Terms and acceptance of the obligation to comply with them.

SERVICES

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable and revocable license to use the Licensed Content made available to you through our Services. The rights granted under this license are for your personal, non-commercial use only. You undertake not to transfer access to the licensed content to third parties. Use of our Services does not grant you ownership or any other intellectual property rights to the Licensed Content you access.

We offer you the following types of Services:

Access to the free webinar. We are giving you access to a free webinar where you will get basic information about crypto trading, market analysis and risk management. This webinar will help you gain a deeper understanding of how the cryptocurrency market works.

Access to additional bonus materials. If you have registered for the free webinar and paid in advance to gain access to the Course, you get access to additional informational materials. A detailed list of these materials and terms of advance payment are available through the Bot and on affiliated websites, the links to which may vary depending on country of your location .

Access to the Course at the "Basic Self-Study" Tariff, which includes:

25 video recordings of classes posted on a third-party YouTube platform, links to which are provided in the personal account of the Educational Platform. These classes cover the theoretical aspects of cryptocurrency, navigating the third-party Discord platform, earning strategies, tools for working with cryptocurrencies, and the functionality of exchanges;

Practical tasks to consolidate the studied material;

Access to information channels on the third-party Discord platform for 3 (three) months;

Access to OTS (Over-The-Counter) chats for over-the-counter trading;

Materials on NFT (Non-Fungible Tokens) for beginners, as well as access to NFT marketplaces;

Access to NFT earning strategies;

Access to analysis and tools for ICO projects (Initial Coin Offering), which help to evaluate the prospects of projects, their tokenomics, team and market risks;

Tokenomics information – analysis of the economic model of cryptocurrency tokens, including their issuance, distribution and use;

Market structure materials, including the terms of OF, BOS, SMS, Origin, reflecting different methodologies and platforms for cryptocurrency market analysis;

Advanced Market Data (AMD) and Market Manipulation Analysis such as SFP (Stop-Fishing Pattern) to help understand how major players manipulate market prices for profit;

Access to the Course within the selected Tariff during 6 month-12 month.

Access to the Course at the "Advanced with a Curator" Tariff, which includes:

105 video recordings of classes posted on a third-party YouTube platform, links to which are provided in the personal account of the Educational Platform. These classes cover the theoretical aspects of cryptocurrency, navigating the third-party Discord platform, earning strategies, tools for working with cryptocurrencies, and the functionality of exchanges;

Practical tasks to consolidate the studied material;

Feedback from the Curator within 2 (two) months;

Regular meetings on the Zoom platform for Users of this Tariff;

Access to signals and smart ideas from analysts;

Access to more than 15 information channels on the third-party Discord platform for 3 (three) months;

Access to chats in the Telegram messenger to discuss various ways of earning;

Access to the Course for 6 (six) months.

Access to the Course at the "Group Mentorship" Tariff, which includes:

105 video recordings of classes posted on a third-party YouTube platform, links to which are provided in the personal account of the Educational Platform. These classes cover the theoretical aspects of cryptocurrency, navigating the third-party Discord platform, earning strategies, tools for working with cryptocurrencies, and the functionality of exchanges;

Practical tasks to consolidate the studied material;

Feedback from the Curator within 2 (two) months;

Regular meetings on the Zoom platform for Users of this Tariff;

Access to signals and smart ideas from analysts;

Access to more than 15 information channels on the third-party Discord platform for 3 (three) months;

Access to chats in the Telegram messenger to discuss various ways of earning;

Access to the Course for 24 (twenty-four) months.

Access to additional content within the Course, which may include:

One group call for strategy formation for the first week;

Access to a group chat with a VIP curator and a speaker in the Telegram messenger;

Monthly specialized broadcasts with discussion of thinking, analysis of portfolios, etc.;

Limited allocations and other opportunities;

Weekly tracking of participation in projects and earnings;

Special status at events;

Continuation of the club and group mentorship in case of market inefficiency (up to two times);

Access to a channel where a speaker publishes important news and insights.

The course is divided into modules. Access to the materials of each module shall be opened in stages according to your progress during the course, depending on the Tariff. This provides gradual access to materials that corresponds to the stages of learning and the level of completed tasks.

Regardless of the selected Tariff, we may provide access to additional licensed materials, such as videos, text materials, presentations, notes, articles, homework, information channels and other resources to facilitate the learning of the material. Additional materials exceeding the amount specified in these Terms are not part of the main set of Services, are not paid for by you, and may be changed or removed by us at our sole discretion.

The Services are subject to regular updates, so we do not guarantee that certain Services or their features will be available at any given time.

COST OF SERVICES AND TERMS OF PAYMENT

You get access to the set of Services in accordance with the Tariff you have chosen after paying the full or partial cost of the Services. The current cost of the Services is published on our Site and shall be additionally communicated to you by our Manager through electronic means of communication, including but not limited to e-mail, messengers (Telegram, Viber, WhatsApp, etc.) or other available communication channels.

You can pay for the Services in the following ways:

Full prepayment: you pay 100% of the cost of the Services before the start of their provision; or

Payment in installments: you have the option to pay in installments under the following conditions:

The first part in the amount of 50% of the cost of the Services is paid before the start of the Services;

The second part in the amount of 50% of the cost of the Services is paid no later than 15 days after the start of the Services.

Individual payment terms: you have the option to agree on an individual schedule for payment of the cost of Services, which involves breaking it into a larger number of payments. Such option is subject to agreement through consultation with our Managers.

If you do not pay the second part (or each subsequent payment) of the cost of Services in accordance with the installment payment terms, and the delay exceeds 14 days, we reserve the right to stop providing the Services and restrict access to the Course, including the materials, which have already been paid by you earlier.

Payment for Services shall be made online through the Stripe electronic payment system using an Individual link provided to you by our Manager.

We reserve the right at any time, at our sole discretion, to change the method of payment for purchased Services and/or to refuse the previously offered payment method by offering alternative payment methods.

Services are provided in accordance with the terms of the Tariff selected by you, which are specified when placing an order on the Site or in another confirmed format.

We reserve the right to change or adjust the cost of the Services at any time. Any changes or modifications to the cost of the Services become effective after their official publication on the Site and apply to new orders placed after the date of publication.

We shall not be liable for any offer or quotation which may contain obvious errors or inaccuracies and which are not binding on us if such errors have been noticed by you or could have been noticed by due diligence.

BOOKING

As the number of persons who can access the Course at the same time is limited, you have the right to pre-book a seat to access the Course according to the Tariff of your choice at a reduced price, provided that pre-payment is made before the start of the Course.

To secure your commitment to purchase the Services (access to the Course), booking a seat requires you to make a prepayment of $10 (ten US dollars).

In order to make a prepayment and book a seat, you must: (i) read and fully agree to the booking conditions set forth in these Terms and Conditions; (ii) submit an application on one of the affiliated websites, the links to which may differ depending on the country of your location by filling in personal and contact information and clicking the "Submit Application" button, after which you will be automatically switched to Individual links for payment through the Stripe electronic payment system; (iii) fill out the payment form indicating personal and payment details; (iv) make prepayment online through the Stripe electronic payment system.

We reserve the right at any time, at our sole discretion, to change the payment method for the purchased Services and/or refuse the previously proposed payment method, offering alternative payment methods.

You have the right to change your order to a Tariff of a higher cost, regardless of which Tariff was previously booked.

You are obliged to pay the remaining cost of the selected Tariff within the timeframes and under the conditions specified in these Terms and promotional offers published on our Site or communicated to you by the Manager via electronic means of communication, including e-mail, instant messengers (Telegram, Viber, WhatsApp, etc.) or other available channels.

In case of non-payment of the remaining cost of the selected Services or the first part of the cost of the selected Services within the specified timeframe, we reserve the right not to provide you with access to the Course or other Service.

If you cancel the booked Services before the start of the Course, we undertake to return the prepayment at your request within 30 (thirty) calendar days from the date of receipt of the relevant request.

PROCEDURE FOR PROVIDING SERVICES

The Services are provided online, using electronic means of communication via the Internet, including, but not limited to, Educational Platforms, third-party services, software applications or messengers (such as Discord, Zoom, YouTube, Telegram, etc.), to ensure proper exchange of information between you and us. You are obliged to provide stable and reliable access to the Internet and third-party services necessary for participation in educational activities and receiving Services.

We consider our obligations fulfilled from the moment we provide you with access to the licensed content, invite you to group chats in the Telegram messenger to interact with the Curator and other users, or any other access in accordance with the Tariff you have chosen. Fulfillment of obligations may also include providing you with the technical ability to access the materials, even if you do not start using them immediately.

Access to the free webinar is provided after successful submission of an application on our Site or on one of the affiliated websites, links to which may differ depending on the country of your location. After registration, you will be redirected to our Bot, where you can complete registration for the webinar, choose a convenient time, familiarize yourself with the event program, receive reminders and receive an Individual link to access the webinar.

Access to additional bonus materials is provided exclusively to Users who have registered to participate in the free webinar, booked, and made an advance payment to gain access to the Course. The link to additional bonus materials is provided through our Bot, which you can access by clicking on the Individual link, which is sent to the contact phone number or e-mail address you specified.

To access the Course, you will receive an Individual link to the Educational Platform, where you can create or authorize your personal account. Registration in the personal account is a mandatory condition for accessing the Course materials.

All licensed content that you gain access to under these Terms is our Intellectual Property or Intellectual Property of our licensors. The content may contain the subjective views of the authors, with which you have the right to disagree, but this is not a basis for a return of the funds paid.

Licensed content may be used solely for personal, non-commercial purposes. Any copying, distribution or public use of content without our prior written consent is prohibited.

Access to the Course is provided for a certain period of time according to the Tariff you have chosen. Upon expiration of the access period, your rights to use the licensed content automatically terminate.

Problems with access to the Course due to technical malfunctions of third-party services are not considered a breach of obligations on our part, since we cannot directly influence the functioning of such services.

You are fully responsible for the use of third-party services and software to access the Course. You bear all the risks associated with the processing of your personal information on third-party services, and you have to make your own decisions in agreement with their privacy policies and terms of use.

If you have questions or technical difficulties with the use of third-party services, you can contact our Manager. However, the Manager's assistance is limited to consultations based on their own experience and does not constitute technical support for third-party services.

We reserve the right to unilaterally change the schedule for the provision of services, including changing the date or time of classes, webinars and other events. Such changes are not considered a breach of our obligations to you, and we undertake to notify you of them in advance.

In the event of your violation of these Terms, we reserve the right to cancel your access to the Services without the obligation to return the amount of money paid.

You have the right not to agree with these Terms. In such case, we reserve the right to refuse to provide you with the Services, and your further use of our Services will be impossible.

You represent and warrant that you will use our Services in accordance with all applicable laws and regulations. You are also responsible for ensuring that your use of our Services complies with the legal requirements of your country. It is forbidden to use the Services for any illegal or discriminatory purpose.

RULES OF INTERACTION FOR THE USER

By accepting these Terms, you agree to all of the provisions set forth, including the provisions of this Section, and acknowledge that failure to comply with them may subject you to liability under these Terms, including suspension or termination of the Services.

The provisions of this Section regulate the rules of conduct that you must follow when participating in shared chats on the Telegram social network (hereinafter referred to as "Chat") or when accessing webinars, live broadcasts and other events provided within the framework of the Services. The purpose of these rules is to ensure proper etiquette, procedure and productive interaction between all Users.

When communicating in Chat, on webinars or during live broadcasts, your communication should be constructive, professional and should not distract you or other Users from the process of obtaining the Services. Your behavior should promote mutual respect and effective interaction.

Participants of Chats, webinars, live broadcasts and other events to which you have access in connection with the provision of Services are strictly prohibited from:

Insulting, disparaging or in any way disrespecting us, Curators, Managers or other Users, regardless of the form of such actions;

Using inappropriate language, rude or offensive expressions, profanity in any form;

Inciting enmity on a racial, national, ethnic, religious or other discriminatory basis, promoting violence, carrying out actions that may offend the feelings of other Users;

Discussing topics related to politics or religion, if it is not part of the content of the Course or webinar;

Expressing public criticism of the Company, Curators, Managers or other persons in open communication channels. All disputed issues and misunderstandings must be resolved through personal communication with the Curator or Manager;

Excessive duplication of the same messages in Chat, which leads to spam;

Discussing technical issues, such as access to a personal account on the Educational Platform or refunds, in public chats. Such issues should be resolved directly through individual communication with Managers;

Promoting or advertising any goods, services or posting third-party links without the prior written permission of the Company, Curator or Manager;

Inciting other Users to violate these rules or other provisions of the Terms;

Ignoring instructions or directions given by a Manager or Curator regarding behavior in Chat or during events.

If you violate any of the provisions of this Section, we reserve the right, at our sole discretion, to delete messages, send you official warnings, limit or terminate your participation in the Chat or other events, including webinars and live broadcasts.

In the event of a gross or systematic violation of the provisions of this Section, we have the right to unilaterally terminate the provision of Services to you, including access to Chats, the Course, webinars or live broadcasts. In this case, the funds you paid are non-refundable and are considered a penalty for violating the Terms.

We reserve the right to review, supplement or change the provisions of this Section at any time. We will notify you of any changes or additions in advance through the main communication channels. Your continued use of the Services after the changes are made will mean your acceptance of the updated rules.

INTELLECTUAL PROPERTY. RIGHT TO USE.

All intellectual property rights, including copyrights, related rights, trademarks, patents, know-how and other objects that become available to you during the use of the Services belong exclusively to us or our licensors, where applicable. This includes, but is not limited to, rights to texts, graphic elements, photographs, video, audio materials, animations, files, interfaces, trademarks, logos and other objects protected by intellectual property laws. You do not acquire any ownership rights to such intellectual property, and we reserve the right to prohibit any unauthorized use of these materials at any time at our sole discretion.

Subject to compliance with these Terms, we grant you a limited, temporary, non-transferable, non-exclusive, revocable license to access and use the intellectual property objects solely for personal use within the framework of receiving the Services and only during the term of the selected Tariff. Use of any materials provided to you through the Services for commercial purposes or in any manner inconsistent with these Terms is strictly prohibited. We reserve the right to revoke this license immediately and without notice if you violate these Terms.

You agree not to take any action that may infringe our intellectual property rights or intellectual property rights of our licensors, including but not limited to: selling, licensing, renting, modifying, copying, reproducing, screenshotting, photographing, video or audio screen recording, publishing, distribution, posting on public platforms, creation of derivative works, adapting, editing, or publicly performing any intellectual property made available to you through the Services. Any publication of materials on social networks or other media without our prior written consent is also prohibited.

You may not transfer access to your account on the Educational Platform or licensed content to third parties. All licensed content materials, including videos, text documents, presentations, and other educational resources, are individual and intended solely for your personal use in connection with obtaining the Services. Only you, and not third parties on your behalf, have the right to receive the Services.

If you violate any prohibition set forth in this Section, you agree to pay our Company a fine of $10,000 (ten thousand) US dollars for each violation. In such case, we also have the right to immediately terminate your right of access to the Course without the possibility of resuming access. You will be removed from all chats and communication platforms that were provided access to as part of the Services, and any funds paid by you will be non-refundable, as they will be considered a penalty (fine) for violating these Terms. Any attempted infringement of intellectual property rights may also result in prosecution under applicable law.

You agree to immediately notify us of any facts or suspicions of infringement of intellectual property rights in relation to materials made available through our Services. We reserve the right to initiate legal action to protect our rights or the rights of our licensors if we discover infringements by you or by third parties.

Any disputes related to Intellectual Property shall be resolved individually by contacting us by e-mail: info@mindmafia.io.

USER CONTENT

You may be given the opportunity to post, create or provide user content on our Site and/or on our affiliated websites, the links to which may differ depending on the country of your location, including, but not limited to, reviews or other forms of interaction. By creating or providing any content, you undertake to ensure that such content is true, accurate, complete and up-to-date, that you own all necessary intellectual property rights related to such content or have the legal right to use such content, and that such content does not violate the rights of third parties or applicable laws. You are entirely responsible for your User Content and its compliance with legal requirements.

We are not obliged to pre-screen all User Content and do not guarantee its review. We do not accept any responsibility for such content, including its compliance with confidentiality or legal requirements. We reserve the right, at our sole discretion, to remove or modify any User Content without notice if we believe that such content is inappropriate, offensive, may harm us, violates these Terms, any applicable laws or public order.

We have the right to use, reproduce, disclose, make publicly available and use any of your comments, suggestions, recommendations or other feedback provided by you in connection with the Services throughout the world at our sole discretion without any restrictions or obligations to you, including any obligations to compensate or report.

By sending us any User Content or information in connection with the Services, you grant us a non-exclusive, irrevocable, royalty-free, perpetual, fully paid and worldwide license to use, copy, edit, reproduce, translate, publicly display, distribute, create derivative works and otherwise exploit your User Content in any form and for any purpose. You also agree that we have the right to transfer these rights in whole or in part to third parties without the need for additional consent from you.

We reserve the right to take necessary legal action in the event that we discover violations on your part regarding User Content or if your content violates the rights of third parties or the law. You agree to indemnify us for all possible losses, expenses or claims that may arise in connection with your violation of these Terms.

THIRD-PARTY CONTENT AND THIRD-PARTY SERVICES

When using the Services, you may interact with Third-Party Content or Third-Party Services that are not provided, owned or controlled by us. Such content or services may be presented through descriptions, links or other forms of interaction that are made available in the course of provision of the Services by us.

Under no circumstances shall any reference, description or mention of Third-Party Services (including hyperlinks) be construed as an endorsement, support or recommendation of such services. We reserve the sole right, at our sole discretion, to add, modify or discontinue the availability of any Third-Party Content or Third-Party Services without notice.

We make no express or implied warranties and do not endorse and are not responsible or liable for any Third-Party Content or Third-Party Services, or the information, materials, content, services or tools that may be available through them. You acknowledge and agree that your use of any Third-Party Content or Third-Party Services is at your sole risk. We do not accept any responsibility for the accuracy, quality, reliability or legality of any Third-Party Content or Third-Party Services.

To the maximum extent permitted by applicable law, we are not responsible for any damages, losses, expenses or claims arising from your use of Third-Party Content or Third-Party Services. You bear all possible risks associated with interaction with such third-party services and fully release us from any claims or liability that may arise in connection with your access to or use of them.

DISCLAIMER

All services, including access to the Course, webinars, additional materials and any other information provided under these Terms are general educational and informational in nature. They do not constitute professional financial, investment, legal or other specialized advice. We do not guarantee that the information provided to you within the Services is suitable for specific investment decisions or financial strategies. Cryptocurrency trading is a high-risk activity and past performance is not a guarantee of future results.

We provide the Services on an "as is" and "as available" basis and, to the extent permitted by applicable law, disclaim any express or implied warranties, including, but not limited to:

warranties that the Course content or information will meet your expectations or specific financial objectives;

warranties that the use of the licensed content will lead to financial profit or minimization of losses;

warranties of accuracy, completeness or reliability of information about cryptocurrency, market strategies or crypto trading tools;

warranties of uninterrupted or error-free access to the Educational Platforms or information resources;

warranties of protection against third-party interference, such as hacker attacks, viruses or other malware;

warranties that any technical failures or problems with the Educational Platform will be immediately eliminated.

Cryptocurrency markets are extremely volatile, and we cannot guarantee the accuracy or relevance of forecasts or recommendations provided within the Services.

You acknowledge that any decisions related to investments or crypto trading made based on information obtained while using the Services are your own choice. We are not responsible for your decisions to buy or sell cryptocurrencies, use trading platforms or investment strategies recommended within the Services. You fully understand that cryptocurrency transactions may result in significant financial losses, and these risks are solely your responsibility.

Using our services does not guarantee achieving financial profit. We are not responsible for:

financial losses associated with the volatility of the cryptocurrency markets;

damage due to improper use of trading strategies or investment decisions that were recommended within the Services;

technical failures affecting the ability to perform transactions on the cryptocurrency markets or access to information;

changes in regulatory approaches or legal actions taken on blockchain technology and digital assets;

advances in cryptography, any technological advances that may pose risks to blockchain protocols;

Cryptocurrency trading is an activity that can lead to significant financial losses, including the loss of all capital. We do not guarantee that the application of the knowledge gained will lead to stable or positive financial results.

To the maximum extent permitted by applicable law, we, our managers, employees, agents and affiliates will not be liable for:

any direct, indirect, incidental, special, punitive or consequential damages;

loss of profits (including anticipated profits), loss of business opportunity, goodwill or customers;

loss of data or information, including loss of personal or financial data;

any damages related to the use of or inability to use the Services;

damages caused by decisions made based on information obtained through the Services;

damages resulting from technical failures, viruses or third-party intervention.

These limitations of liability apply whether or not we have been advised of the possibility of such damages and apply to all causes of liability, including contract, tort or other legal theory.

We are not responsible for the quality or availability of Third-Party Services that may be involved in the provision of the Services or used as Educational Platforms, including trading platforms or information resources for crypto trading. Use of Third-Party Services is at your own risk, and we are not liable for any losses associated with the use of such services.

Our total liability to you for all damages, losses or claims arising in connection with the use of the Services is limited to an amount equivalent to 1 (one) US dollar or an equivalent amount in local currency.

In cases where local law does not allow the exclusion or limitation of certain warranties or liability, the provisions of this section apply to the maximum extent permitted. Nothing in these Terms is intended to exclude liability for fraud, gross negligence or willful misconduct where prohibited by applicable law.

AVAILABILITY AND ACCESSIBILITY OF SERVICES

We are not responsible for any delays, restrictions or termination of access to the Services that may be caused by technical failures, force majeure, scheduled or unscheduled maintenance, power outages, cyber attacks, malicious software or other circumstances beyond our control. In such cases, we have the right to limit or temporarily suspend the provision of the Services without prior notice.

Although we make reasonable efforts to ensure the uninterrupted provision of the Services, we provide no guarantee that the Services will be available at all times or without errors. Access to the Services depends on many factors, including but not limited to the availability of third-party platforms, the stability of the Internet connection and software security, which are beyond our full control. In this regard, we are not responsible for any losses incurred by you as a result of the temporary or permanent unavailability of the Services.

We have the right to immediately limit or terminate the provision of Services without prior notice and without any liability to you if:

we determine that you have violated these Terms, applicable laws or regulations;

your actions threaten the security of our system or create risks for other users;

there is reason to believe that your account has been compromised or used by an unauthorized person;

you provide inaccurate, false or incomplete information that we cannot verify.

We reserve the right to suspend, limit or completely terminate the provision of Services or any part of them at any time and without prior notice.

We will not be liable for any failure to perform or improper performance of our obligations if this was caused by force majeure, including but not limited to: natural disasters, war, terrorist attacks, cybercrimes, governmental actions or other events beyond our control.

The Services may involve the use of third-party platforms, technologies or resources for which we are not responsible. In the event that third-party services become unavailable or function incorrectly, we will not be liable for any consequences associated with your inability to use our Services properly.

INDEMNIFICATION

You are required to comply with these Terms and are fully responsible for any consequences arising from their violation. If we or third parties suffer damage due to your actions or failure to act, you are obliged to fully compensate for such damages.

You agree to defend, indemnify and hold us, our managers, affiliates, officers, employees, agents, contractors, licensors, suppliers and assigns harmless from and against any claims, damages, expenses, costs of litigation or attorneys' fees arising out of:

your violation of these Terms;

your use of the Services in a manner that violates the rights of third parties or applicable law;

your provision of false, incomplete or inaccurate information;

use of your credentials on the Educational Platform by third parties with your permission or due to your negligence;

any other actions or failures to act that cause damage to our company or third parties.

In the event of any claims, litigation or other legal action, you must immediately notify us and provide all necessary information to protect our rights and interests. You are also obligated to cooperate with us in the course of such proceedings and to provide appropriate support to mitigate any potential losses.

We reserve the right to independently control and manage the defense regarding any claims or legal proceedings arising out of your violation of these Terms, even if you undertake to indemnify damages. You agree not to interfere in the process of protecting our rights, unless it has been agreed with us, and you agree to compensate all costs incurred in connection with such actions.

If we suffer any financial loss, expense or damage as a result of your use of the Services, you shall promptly indemnify us for all costs, including but not limited to legal fees, court costs, lost profits or reputational damages.

TERM OF VALIDITY OF THE TERMS

These Terms are effective upon your access to any part of the Services and remain in effect indefinitely as long as you use the Services or any part thereof, whether or not you continue to actively use the Services.

Your access to the licensed content provided under the selected Tariff remains valid for the period determined by the terms of the relevant Tariff.

Upon expiration of your access in accordance with the terms of the Tariff, your access to the Services and all licensed content will immediately terminate. This includes access to the Educational Platform, personal account, Course, webinars, additional materials and chats. You must stop using any content received through the Services.

You have the right to refuse the Services and request a refund within 3 (three) calendar days from the moment of gaining access to the Course (start of the Course). To do this, you need to send a corresponding message to our e-mail address: info@mindmafia.io or notify the Manager in the Telegram messenger. In this case, you are entitled to a refund in accordance with our Refund Policy. At the same time, if during the specified period you started using the Services (got access to the Educational Platform, took part in one or more classes of the Course, etc.), we have the right to withhold from the amount you paid the cost of the Services actually provided at the time of receipt of the notice of refusal. The amount withheld will be calculated in proportion to the volume of Services provided relative to the total volume of Services paid for.

After 3 (three) calendar days from the moment of access to the Course, you can stop using the Services at any time without explaining the reasons and without the need to send us a message. However, in this case, you will not be entitled to a refund of the amount paid for the selected Tariff in accordance with our Refund Policy.

We reserve the right to refuse providing the Services to you without giving any reason. In such case, we will notify you through the available means of communication.

We may stop providing the Services to you and terminate the agreement at any time for the following reasons:

you have violated any of the provisions of these Terms or have taken actions that indicate your unwillingness or inability to comply with the Terms;

we are required to do so by law or regulatory authorities (for example, if providing the Services becomes illegal in your jurisdiction);

we have decided to stop providing the Services in your country or region for commercial, technical or other reasons;

providing the Services becomes economically or operationally unprofitable for us;

if we discover that you have attempted to interfere with the operation of our Site, Learning Platform or other systems;

if we suspect that you have violated our intellectual property rights or the rights of third parties in the licensed content provided as part of the Services.

Upon termination of the Services, any license to use the licensed content and access to the Educational Platform will immediately terminate. You must stop using all content, including videos, text materials, instructions, files and other resources obtained as part of the Services. Any indemnification obligations on your part will survive termination.

GOVERNING LAW. DISPUTE RESOLUTION

These Terms and any relationship between you and us regarding the receipt of the Services shall be governed by, construed and enforced in accordance with the laws of the State of Delaware, United States, without regard to conflict of law provisions that might cause the application of the laws of another jurisdiction.

All disputes, except for violations of intellectual property rights (including copyrights, trademarks, trade names, logos, trade secrets or patents), will be resolved by binding arbitration in accordance with this section. The arbitration process is binding and final, and the outcome of this process will be binding on both parties.

Any dispute will be arbitrated in accordance with the Arbitration Rules of the American Arbitration Association (AAA). The arbitration panel will consist of one arbitrator agreed upon by both parties. If the parties do not agree on an arbitrator within thirty (30) days, the arbitrator will be appointed by the AAA. The arbitrator must have relevant experience in resolving disputes in the field of intellectual property and services.

All disputes will be resolved solely on an individual basis. Neither party has the right to a class action or representative action. The arbitration or litigation will be solely between you and us, and will not be consolidated with claims of any other person or group.

The arbitrator's decision shall be final and binding on both parties. The arbitrator shall have the authority to make a decision on indemnification of costs, including reasonable attorneys' fees.

All parties, including the arbitrator, shall maintain the confidentiality of the arbitration proceedings, including any awards or decisions. The arbitrator may issue appropriate orders to ensure confidentiality, if necessary.

To the maximum extent permitted by law, you and we waive the right to a jury trial, class arbitration, and any class or representative actions, whether in arbitration or in court.

You agree to attempt to resolve any dispute out of court by sending us a claim to the e-mail address: info@mindmafia.io and notifying the Manager in the Telegram messenger. The claim must include your full name, address, e-mail, as well as a description of the nature of the dispute and a proposal for its settlement.

We have the right to respond to your claim within 50 (fifty) days. If the dispute is not resolved within 90 days of receipt of the claim, each party has the right to begin an individual arbitration process. Failure to comply with the claim procedure is a material violation of the Terms, which may deprive the parties of the right to resolve the dispute in arbitration.

Any claim arising out of these Terms or use of the Services must be filed within one (1) year after the basis for the claim arose. If the claim is not filed within this period, it is considered permanently barred.

All costs of arbitration will be divided equally between the parties, unless the arbitrator decides otherwise. If the decision is in our favor, we have the right to seek full reimbursement of all arbitration costs and legal fees from you.

Notwithstanding the provisions of this section, we reserve the right to take any necessary measures to protect our intellectual property rights, in particular, to seek injunctive or other legal protection in any relevant jurisdiction.

COMMUNICATION

You agree to receive all communications, agreements, documents and other information related to these Terms and the Services exclusively in electronic form. We may provide communications by posting them on our Site, including any affiliated websites, subdomains and localized versions in other languages, and/or sending them to the e-mail specified during registration for the Services, upon payment or via other electronic means, in particular the Telegram messenger, text messages to a phone number or through messages in your account on the Educational Platform. All messages transmitted by any of the above methods are considered delivered on the day after their publication or sending and have legal force.

You can contact us by e-mail by sending a message to: info@mindmafia.io or contact our Manager via chat in the Telegram messenger.

MISCELLANEOUS

You confirm that you are fully familiar with all the terms and conditions of the Services and are fully aware of their true value and nature. Disputing the agreement concluded between you and us on the basis of a mistake, change of circumstances or any other reasons that may be grounds for revision of the agreement is categorically excluded. This paragraph protects our interests against unfounded claims or attempts to avoid obligations.

No failure by us to exercise or delay in exercising any right or remedy provided for by these Terms or applicable law will be considered a waiver of that right or remedy. Any single or partial exercise of such right will not prevent further or full exercise in the future. This provision ensures that our rights will remain intact even if we do not exercise them immediately.

You may not transfer or delegate any of your rights or obligations under these Terms without our prior written consent. This provision prevents unauthorized transfer of your rights and ensures the protection of our interests.

We reserve the right to transfer any of our rights or delegate the performance of our obligations under these Terms, enter into subcontracting agreements or otherwise transfer our obligations without obtaining additional consent. This provision gives us maximum flexibility in the performance of our obligations and the management of our Services.

If any provision of these Terms is found to be invalid or unenforceable, this will not affect the validity or enforceability of the remaining provisions. The invalid provision will be replaced with a provision that most closely matches its original intent and is valid and enforceable.

Section headings are used for convenience only and do not affect the interpretation of the provisions of these Terms. This provision prevents possible legal misunderstandings in the interpretation of the document.

OUR CONTACTS:

IT Brains LLC

Registration code: L23000138051

Address: 2200 Sole Mia Sq Lane, North Miami, FL, USA, 33181

E-mail address: info@mindmafia.io